Do you expect to be able to live comfortably when you retire? Have you even thought that far ahead? With the cost of living increasing yearly, it is important to begin planning early. And, as you graduate from college and step into your first position, it is not to early to begin planning and saving for your retirement. Where should you begin? Make a point of fully understanding employer sponsored retirement and investment plans Select a financial planner or investment broker carefully Shop around to different financial institutions for the best interest rates on checking and savings accounts Learn the differences between IRA's, CD's, and things such as stock portfolios and tax shelters Identify your investment and savings goals Determine the amount of risk you are comfortable with Make an investment commitment and follow through with it on a regular basis Continually evaluate and diversify your investments Opinion Poll | Goals | Quiz | Experts Say | Links